Chicago Title Insurance Company is pleased to offer a wide variety of educational seminars. Whether your goal is to improve your staff's skills or to provide your customers with valuable, up to date information that impacts how they do business, these classes will help you maintain your marketplace advantage.
Taught by our industry leading underwriting staff, these programs can be held at your location, and the running time and content tailored for the needs of your audience. The programs include course outlines, reference materials and form samples that can be customized with your office name, contact information and logo. Many of the courses are approved for Continuing Legal Education credits.
Title Insurance 101
- This program answers the following commonly asked questions about Title Insurance:
- Title Insurance vs. Letter Reports
- What is the difference between the two?
- Title Insurance Policies
- What is the difference between an Owner's Policy and a Loan Policy?
- What loss does the policy protect against?
- What are the exclusions from coverage?
- Are there endorsements I should be requesting?
- Title Commitments
- What should I be concerned about on Schedule A?
- What are the Schedule B-I requirements?
- How do I have the Standard Exceptions removed?
- Should I be asking for additional coverages?
- What types of exceptions on Schedule B-II should I be concerned with?
Length: 30 to 180 minutes
Hot Title Insurance Coverage Issues
Covers the interesting and significant recent cases and claim trends, and offers insights into what the real coverage issues are that the practicing attorney should be concerned about. Issues include: policy termination on transfer to trusts, the arbitration clause, cases construing endorsements, and cases about the scope of the land and title rights covered in Schedule A.
Length: 60 to 90 minutes
Insuring Easements on Schedule A
What to look for in an access easement to be insured on Schedule A; how to search title of the burdened land; how to state the easement in Schedule A; the problem of easements "created" on CSMs; insuring other kinds of easements on Schedule A; vague or unlocatable easement paths; the problem when an easement exists but no road has been built.
Length: 60 to 90 minutes
Guardianships
What a guardianship is and why one is appointed; what to look for in the court file; requirements; vesting of title.
Length: 30 minutes
Broker, Child Support and Wage Claim Liens
Explanation of the liens and forms and procedures for coverage. Program can be modified for different target audiences.
Length: 50 to 90 minutes
Legal Duties of Closers and Escrowees
Explanation with examples of three vital subjects: statements and representations by closers, duties regarding the handling of funds, and duties regarding the recording of documents. Also covers the dangers of land "flips," what can be wrong with a quick resale, how to spot a "bad" flip and what to do about the order.
Length: 60 to 180 minutes
Closing Errors You Can Avoid
MERS payoffs; good funds current status; shakiness of some lenders and why; equity loan payoff problems and procedures; flip transactions; errors which occur when the legal description changes; estate tax letters; transfer tax advice and form; Nigerian solicitations; wiring foulups; forgery detection award.
Length: 60 to 90 minutes
Estate Planning Title Insurance Issues
Covers all the real estate and title issues created by transfers for tax and estate planning reasons, such as termination of the policy on conveyance, Washington wills and the HT-110 form, marital property agreements and title vesting, title in "or", policy continuation if the insureds change the nature of their tenancy.
Length: 60 to 90 minutes
Construction Lien Coverage and Disbursing
Wisconsin's rules regarding priority of mortgages over construction liens, contrasted with owner's defenses to liens; the coverages of the policy, and the limitations; the effect of the pending disbursement endorsements; the Company's view on issuance of policy as opposed to disbursing on the commitment; and how to resolve a filed lien.
Length: 60 to 90 minutes
How to Get Your Draw Funded
For the contractor and subcontractor: the role of the disburser, clash between the construction contract and disbursing agreement, common reasons draws get hung up, pay-direct, draw delay, solving filed liens and disputes, holdover "punchlist" escrows.
Length: 60 to 90 minutes
Construction Escrow Work: The Basics
The essential elements of proper construction disbursing, with useful forms and analysis. Understanding the role of construction disbursing and how it impacts property title and our product.
Length: 60 to 90 minutes
Boundary Disputes and Survey Problems
All types of boundary disputes discussed, their causes and solutions. Common surveyor misconceptions about the law of boundaries explored. How to recognize that a survey is not accurate.
Length: 60 to 180 minutes
Surveyor CE credits available.
Water Boundaries and Title Issues on Water
Explanation of the law regarding where the boundary line lies on different types of waterbodies; ownership of the bed of a lake or river; the public trust doctrine; how to divide accretion, reliction and avulsion; fill; islands; meander lines; riparian rights and insuring them; dockominiums.
Length: 60 to 180 minutes
Surveyor CE credits available.
Reading a Survey
How to read a survey for title problems; signs that a survey is inaccurate; spotting adverse rights which are not obvious; what exceptions do you make, and why; real-life examples given.
Length: 60 to 90 minutes
